The Lazy Girl Guide to Getting Rich (Even on a Low Income)

Welcome to the ONLY money guide written for women who:

• Are permanently tired
• Have no interest in boring budgeting spreadsheets
• Want to build wealth without giving up their soul
• Are living on a low income and need REALISTIC advice
• Would rather nap than listen to a financial guru called Brad

If that’s you, welcome to your new religion: Lazy Girl Wealth.

Let’s be clear about something:

You don’t have to grind, hustle, burn out or turn into some hyper-optimised capitalist robot to get rich.

In fact? Lazy girls often win at money because we’re efficient. Strategic. We refuse to do 10 steps when 3 will do.

This guide is for the women who are DONE with struggling, DONE with being broke, and DONE with financial shame. It’s for the women who want more… but want the easiest route possible.

And yes — this absolutely works even on a low income. (Hi. It’s me. I lived this.)

Want the full step-by-step system I used to build wealth on a low income?

It’s all in my book: How to Build Wealth on a Low Income.

👉 Grab the book

Rule #1: If It Feels Too Hard, You Won’t Do It — and That’s Okay

You don’t need willpower. You need systems that work even on your laziest days.

Being lazy isn’t a flaw. It’s a strategy. It means you want the quickest route with the least effort. That’s EXACTLY how wealth is built:

• Automate savings → done
• Automate bills → no late fees
• Automate investments → wealth on autopilot

The lazier you are, the better this works.

Rule #2: Start With "Drop the Dumb Shit" Saving

You don’t need to stop buying coffee or live like a monk. You just need to stop wasting money on things that don’t even make you happy.

• Subscriptions you forgot existed → CANCEL
• Random Amazon purchases → BLOCK
• Buying because you’re bored → REPLACE WITH TEA

This alone frees £20–£100 a month. And guess what?

That’s enough to completely change your future.

Rule #3: Build Your “Fuck This, I’m Not Being Broke Anymore” Fund

You don’t need £5,000 saved. You need your first £100. Then your first £250. Then your first £500.

This is the Lazy Girl Wealth Foundation.

This is the money that saves you from disasters without spiralling back into chaos, debt, or begging the universe for mercy.

Rule #4: Tiny Income Boosts Are Still Income Boosts

You don’t need a flashy side hustle. You just need something you can do even when you’re tired AF.

Example Lazy Girl income boosters:

• Sell 5 things you don’t even use
• Do a couple hours of freelance admin
• Charge for something you already do for free
• Offer a simple service you’re good at

£50 here, £80 there — it adds up WAY faster than you think.

Rule #5: Invest — Even If You’re Scared, Confused or Half-Asleep

You don’t need stock market knowledge. You don’t need a big salary. You don’t need to understand what an ETF actually stands for.

You just need to start.

Lazy Girl Wealth means:

• Pick a low-cost diversified fund
• Put a small amount in monthly
• Let it grow for years while you mind your business

This is how rich people get rich. And how lazy girls stay lazy… while getting rich.

Rule #6: Protect Your Peace Like It's Part of Your Net Worth

You can’t get rich if you’re drained, burnt out, exhausted or surrounded by emotional parasites.

Lazy Girl Wealth =

• Say no more
• Cut draining people
• Rest like it’s a financial decision
• Stop doing shit you hate

Your nervous system is part of your financial strategy. Protect it.

Rule #7: Healing Your Money Trauma Counts as "Wealth Work"

If you grew up with toxic parents, financial chaos, narcissists or scarcity, money is going to feel triggering.

But healing that? It’s wealth work.

Lazy Girl Wealth isn’t just about saving and investing — it’s about becoming a woman who actually believes she deserves money, rest, peace and abundance.

The Real Secret: Being Rich Is Mostly About Being Consistent

You don’t need intensity. You need consistency.

A little bit every week beats a massive effort once a year.

Lazy girls get rich because we:

• Automate everything
• Do the minimum required
• Stay steady
• Avoid burnout
• Work smarter, not harder

That’s the whole formula.

Want to go deeper?

My book How to Build Wealth on a Low Income gives you the exact blueprint for building wealth when you’re tired, busy and starting from scratch.

Click here to get the book

💖 Become a Lazy Rich Girl

You Don’t Need to Change Who You Are to Get Rich

You don’t need to become a productivity queen. You don’t need to wake up at 5am and drink spinach. You don’t need to track every penny.

You just need a simple, lazy, consistent plan that works on your worst days — not just your motivated days.

That’s Lazy Girl Wealth. And you’re already capable of it.

Your future rich self is already thanking you.